Tell Us What Was Requested
Share the property address and whether your carrier or agent requested a 4-point report, wind mitigation report, or both.
Focused insurance documentation
Professional 4-Point Inspections
A 4-point inspection documents the visible condition and key information associated with a home’s roof, electrical, plumbing, and HVAC systems for an insurance company’s review.
What it includes
The Four Systems Florida Insurers Commonly Request
Focused condition information for an insurance company’s review.
Roof, electrical, plumbing, and HVAC
A 4-point inspection documents the age, type, and visible condition information requested on the current Florida form for these four major systems. The completed report gives the insurance company standardized information for its underwriting review.
Who typically needs a 4-point inspection?
Homeowners and buyers are commonly asked for this inspection when obtaining or renewing Florida homeowners insurance, particularly on an older home.
Why it matters
Providing an accurate, complete report can help satisfy an insurer’s inspection requirement and keep the insurance process moving. The carrier determines coverage, report acceptance, eligibility, premiums, and any repair requirements.
4-point and wind
Two Different Reports, Often Requested Together
A 4-point inspection is not the same as a wind mitigation inspection or a full home inspection.
Inspect the Four Systems
Roof, electrical, plumbing, and HVAC information is carefully gathered for the 4-point report.
Receive the Completed Report
Your completed report is prepared for submission to the insurance company or agent.
Local service
4-Point Inspections Across Central & Northeast Florida
Serving homeowners and buyers across Volusia, Flagler, St. Johns, Marion, Lake, Orange, Seminole, and Brevard Counties. Contact us with the property address and insurance request.
VolusiaFlaglerSt. JohnsMarionLakeOrangeSeminoleBrevard
Schedule Your 4-Point InspectionHelpful answers
4-Point Inspection FAQs
Is a 4-point inspection a full home inspection?
No. A 4-point inspection is an insurance-related report focused on the roof, electrical, plumbing, and HVAC systems. It does not replace a comprehensive full home inspection.
Will the report guarantee insurance coverage?
No. The insurance carrier determines its documentation requirements, report acceptance, coverage, and underwriting decisions.
Can I schedule wind mitigation at the same time?
Yes. If both reports are needed, let us know when scheduling so they can be coordinated for the same appointment when possible.
Insurance inspection needed?
Schedule Your 4-Point Inspection
Send the property address and tell us whether your insurance company or agent also requested wind mitigation.